d.dscrpricing
Are you a private lender or non-QM mortgage broker?

Built for private lenders,
by private lenders.

Simplifying your borrowers' refinance process, streamlining originations, and helping you close more non-QM loans, faster.

Try a scenario. No signup needed to compare.

FROM A SCENARIO TO YOUR BEST MATCHES
d.DSCR Pricing/Try the sizer
No signup
Long-term rental loans · 1–4 units

Find the right loan.

Example deal loaded. Edit the details to test your own scenario.

Step 1 of 2 · Property and loan

Calculated from supplied lender sheets. Estimates require lender confirmation and do not lock a rate.

Your borrower portalOne lender libraryYour broker feeYour borrower relationship
Built for the way you lend

Hundreds of loan products. One intelligent platform.

Powered by advanced AI, DSCR Pricing searches hundreds of non-QM loan products to match your borrowers with competitive rates, optimal terms and financing tailored to their needs.

The sizer

Your website. Your borrowers. Our technology.

Embed our loan pricing tool directly into your existing website. Your borrowers enter their property details and financing needs, and our AI-powered engine analyzes hundreds of non-QM loan products to find competitive rates and terms for their scenario.

  • Your broker fee in the calculation
  • Source dates and conditions visible
  • Missing costs marked for review
Choose what matters for this deal.

Monthly payment

Compare what the borrower pays each month.

Upfront cost

Compare known costs with your fee included.

Cash-out proceeds

See estimated proceeds after payoff and known costs.

Try your scenario above
A simpler way to add DSCR

Fewer touches. Faster closings. More originations.

01

Smarter loan pricing

Our AI-powered engine analyzes hundreds of non-QM loan products for your borrower's scenario. No more submitting the same loan through multiple channels.

02

Automated document collection

Our borrower portal collects and organizes the required documents before the loan is submitted. Fewer missing documents, less back-and-forth.

03

More successful refinances

Fewer touches. Faster clear-to-close timelines. A new revenue stream for your lending business.

Why we built DSCR Pricing

We know firsthand the challenges of originating DSCR loans.

As private lenders ourselves, we understand the frustration of navigating the non-QM market and the importance of refinancing loans off your balance sheet efficiently. Our mission is simple: eliminate the unnecessary steps, reduce administrative work, and make the DSCR refinance process faster and easier for private lenders.

Try the sizer before you get access.
Broker accessPlanned launch price
$300/month

Your lender library, sizer and loan workspace.

  • Lender programs and source documents
  • Scenario pricing with your broker fee
  • Applications and document collection
  • Branded access in the broker rollout
Get this for my business Try the sizer first. Commercial subscriptions are not open yet.
Before you get started

Questions brokers ask.

Is this for my borrowers or my lending business?

Your lending business. You use DSCR Pricing to compare programs and run loan files. Borrowers use the portal your business shares with them.

Do I keep my borrower and my broker fee?

You manage your borrower relationship and set your fee. The sizer includes that fee in scenario pricing. Your borrowers are not contacted by another company without your permission.

Can I use it on my own website?

Yes. Embed the pricing tool directly into your existing website, or share your own branded link with borrowers.

Do I still need approval from each lender?

Yes. Seeing a lender’s programs does not enroll you in its broker network. Your team completes any required onboarding and submits the loan.

How accurate are the quotes? Are rates locked?

Pricing uses supported lender sheets and rules, with source dates and missing costs visible. A quote is an estimate. The lender confirms eligibility, final costs and any rate lock.

Can I try it before signing up?

Yes. Use the homepage sizer to compare a scenario. You can request access for your business after seeing how the tool works.

Make DSCR part of your business

Put this to work
for your business.

Request access for your lending business. We’ll follow up by email.

By submitting, you agree that DSCR Pricing may call or email you about your request, including through automated or AI-assisted technology. You may opt out at any time. DSCR Pricing is a service of Spark Lending.